Portfolio Management Service in Kota
PMS is built for investors who want a separately managed portfolio under a defined investment strategy.
- Investments from ₹50 lakh
- Stocks held in your own demat account
- APMI-registered distributor (APRN4329)
A Portfolio Managed for You
With a PMS investment in Kota, a registered portfolio manager manages securities under an agreed mandate.
The portfolio may include:
- Listed equity
- Fixed-income securities
- Cash and liquid holdings
- Other permitted instruments
The exact mix depends on the strategy and portfolio mandate.
| Aspect | Mutual fund | Portfolio Management Service |
|---|---|---|
| What you own | Units of a pooled fund shared with other investors | Individual stocks held in your own demat account |
| Starting amount | Small amounts, including monthly SIPs | ₹50 lakh |
| Personalisation | The same portfolio for every investor | Can reflect your preferences and constraints |
| Visibility | Periodic portfolio disclosures | Every holding and every transaction, in your name |
| Costs | An expense ratio built into the NAV | A management fee, sometimes with a performance fee, charged to you directly |
| Tax | Usually arises when you redeem units | Each buy or sell in the portfolio can have a tax impact for you |
What you own
Mutual fund
Units of a pooled fund shared with other investors
Portfolio Management Service
Individual stocks held in your own demat account
Starting amount
Mutual fund
Small amounts, including monthly SIPs
Portfolio Management Service
₹50 lakh
Personalisation
Mutual fund
The same portfolio for every investor
Portfolio Management Service
Can reflect your preferences and constraints
Visibility
Mutual fund
Periodic portfolio disclosures
Portfolio Management Service
Every holding and every transaction, in your name
Costs
Mutual fund
An expense ratio built into the NAV
Portfolio Management Service
A management fee, sometimes with a performance fee, charged to you directly
Tax
Mutual fund
Usually arises when you redeem units
Portfolio Management Service
Each buy or sell in the portfolio can have a tax impact for you
Three Ways PMS Can Work
Portfolio management services differ in how much control you keep. The right model depends on how involved you want to be.
Model 1
Discretionary PMS
The portfolio manager takes investment decisions within the agreed mandate without seeking approval for every transaction.
Who decides
Portfolio manager
Who executes
Portfolio manager
Suits: Investors who want a hands-off, professionally run portfolio.
Model 2
Non-Discretionary PMS
The manager provides investment inputs, but transactions are carried out based on the investor’s directions.
Who decides
You
Who executes
Portfolio manager
Suits: Investors who want expert input but the final say.
Model 3
Advisory PMS
The portfolio manager provides investment advice, while the final decision and execution remain with the investor.
Who decides
You
Who executes
You
Suits: Experienced investors who prefer to stay fully in control.
More Than Just the ₹50 Lakh Threshold
The current PMS minimum investment in Kota is ₹50 lakh for discretionary and non-discretionary PMS, subject to applicable rules. Before considering a portfolio management scheme in Kota, look at:
- Investment horizon
- Portfolio concentration
- Liquidity needs
- Fee structure
- Withdrawal terms
- Market risk
Meeting the minimum amount does not automatically make PMS suitable for every investor.
Look Beyond Past Returns
A return number alone does not tell the full story. Before choosing a PMS service in Kota, check:
Drawdowns
How much did the portfolio fall during weaker market phases?
Concentration
Does the strategy hold a small number of securities or spread exposure more widely?
Fees
Understand management fees, performance fees and other applicable charges.
Benchmark
See how the strategy has performed against its stated benchmark over time.
How Saksham Investments Helps You
As a distributor, our role is to help you understand your options and stay informed, from the first conversation to every review.
Strategy Behind the Portfolio
Know how the portfolio manager selects securities and builds the portfolio.
Risk Beyond Returns
Understand concentration, liquidity, drawdowns and other strategy-related risks.
Fees Without the Fine Print
Get clarity on charges before moving ahead with the onboarding process.
Documents That Matter
Get support understanding the disclosure document, agreement, withdrawal terms and reporting structure.
Portfolio Reporting
Receive help in reading holdings, transactions, statements and other service-related updates.
Looking at PMS for Your Portfolio?
Understand how PMS works and what to review with Saksham Investments before you invest.
Investments in the securities market are subject to market risks. Read all disclosure documents carefully before investing. Past performance does not indicate future returns. Returns from a Portfolio Management Service are not guaranteed, and the value of your portfolio can go down as well as up.